Long Term Care Insurance

August 9th, 2022
   

Long Term Care Insurance (LTCI) is insurance that covers the gap in care that is left by Medicare and standard health insurance coverage. LTCI is obtained by an individual for

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Tax Avoidance Series: How to Avoid Estate/Gift Tax with Trusts and Annuities

August 1st, 2022
   

The estate/gift tax is a tax based on the value of the assets an individual owns at the time of death or gave away during their lifetime. Luckily, there is

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Avoid the Gift/Estate Tax with the Crummey Trust

July 11th, 2022
   

The estate and gift tax work hand-in-hand. There is a set limit on the amount you can either give during your life or at your death before the gift/devise will

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Avoid Estate Tax without Sacrificing the Step-up in Basis

July 11th, 2022
   

The Estate Tax, also known as the “death tax,” is going to be a reality for many more individuals once the estate tax threshold lowers automatically in 2025.  One strategy

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Traditional vs Roth IRA: Planning for Seniors

July 7th, 2022
   

I received a lot of unsolicited advice throughout college and law school. Professors seem to love to lament the naïve mistakes of their past selves and to try and convince

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